There are two kinds of people: 1. Those who hate Mondays with a passion as they don’t want to get over the weekend and start the grind of another week. This is the most of us. 2. Those who put those Monday blues aside and see every Monday as a fresh start to better themselves, their businesses or their finances and aim to do better than what they did last week or the week before.

There are two kinds of people: 1. Those who say “Thank God It’s Friday” as they just want not be at work and not think about work over the weekend. This is the most of us. 2. Those who feel proud of what they have been able to achieve over the 5 days and spend a few minutes to analyze what they have done right and wrong in the week just gone by and aim to improve on it all next week.

Stating the obvious but payment redirection scams are on the rise in Australia with small businesses being hit the hardest. Be careful when: – You receive an email from supplier about change in their bank details. – Buying from someone online you have not bought before, even when buying through reputable online platforms.

There is never a better time like a new financial year to reboot your business systems. Business owners I know have had a range of phrases to describe the 2022 financial year. From the worst to the best, from the most punishing to the most rewarding. Some have dropped service levels while others have multiplied sales. Whatever has happened in 2022 financial year is history now and it’s time for one and all to better our businesses and lives.