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Month: October 2025

Why Some Businesses End Up Paying Less GST (Legitimately)…

Posted on October 31, 2025 by Suresh Rajani

It is human nature for business owners to compare and the moment you hear what someone else paid on their BAS, you cannot help wondering how yours stacks up. You might see another business making similar money, maybe even boasting about record sales, yet somehow their GST bill is half of yours. Before long, you…

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Sold Out Crowd… No Result… Thanks for Coming…

Posted on October 30, 2025 by Suresh Rajani

Cricket fans know the pain too well. You fly in or drive across the borders, you pay for the ticket that costs more than anything you have purchased recently, you line up for overpriced chips, find your seat, the national anthems play and then play finally starts. Then the drizzle and then heavier drizzle. Then…

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The Waiting Trap… When Good Intentions Stall Real Progress…

Posted on October 30, 2025 by Suresh Rajani

We have all been there. Waiting at home for a delivery that might arrive between 9 to 5 or holding off on making calls because a builder, doctor or banker was suppose to call at a particular time. The delivery is “on its way” so you hover near the door and start hearing the sound…

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Yes, You Can Access Your Super Early… But Not for Botox…

Posted on October 26, 2025 by Suresh Rajani

Every time someone misuses the system, the rules tighten for everyone else. People who genuinely need early access to super now have to deal with longer wait times and more paperwork because people tried to pass off elective surgeries like a tummy tucks as essential treatments. You can access your super early if you are…

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If You Think Your Accountant Sounds Tired, Try Dealing With the ATO…

Posted on October 26, 2025 by Suresh Rajani

If you have found your accountant or tax agent busier and grumpier than before, you are not alone. There are other factors but a big contributor has been the ATO who in recent years has done its best to make the life of every tax agent as difficult as possible. Now it is official (again)….

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We Clean, We Light And We Feast. Then What?

Posted on October 26, 2025 by Suresh Rajani

Every festival everywhere follows the same template. We clean, we light, we feast and we post a few photos that prove we are doing life right. Depending on the reason, the region or the religion, the decorations change and the food looks different but the script rarely does. It is meant to be a reset,…

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Franking Credits: The ATO’s Magic Show Running At A Company Near You…

Posted on October 22, 2025 by Suresh Rajani

Imagine ordering a pizza. The shop gives one slice to the tax office before handing you the rest. Later, the ATO asks you to confirm you ate the whole pizza but promises to remember the missing piece. You got most of it but you are still expected to account for the entire thing. That is…

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If You Felt Things Were Tougher Last Year Then You Are Not Alone…

Posted on October 22, 2025 by Suresh Rajani

Official data shows that Australia went through one of the biggest drops in real disposable income in the developed world in 2024. Obviously, not everyone felt the pinch. If you did not, you did well. For everyone else, it was not about bad habits or poor planning. The economy just moved the goalposts. You worked…

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Why Business Is Another Version Of Microsoft’s “Update and Shut Down” Joke…

Posted on October 7, 2025 by Suresh Rajani

Trusting Microsoft’s “Update and shut down” is like telling yourself you will only watch one episode on Netflix. You know it probably wont work but you press it anyway. Maybe this time it will really turn off. Then morning comes and the computer is still alive, buzzing quietly and stuck on the login screen like…

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When Even Labour Day Can’t Sync Up, You Know Progress Has Its Own Calendar…

Posted on October 7, 2025 by Suresh Rajani

Welcome to Labour Day, the holiday that cannot even agree with itself. If you have ever tried scheduling a meeting across states in Australia, you know public holidays are a moving target. Someone is working, someone is at the beach and someone is saying “Wait, it is a public holiday here.” It is not because…

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