Next Zero Financial Services

Super or superannuation guarantee contributions as its formally known as is going to increase to 10.5% from 1 July 2022. The rate was at 9.5% for 7 years to June 2021 and then 0.5% increase annually has been set till it reaches 12% on 1 July 2025.The increaments might seem minor (“just” 0.5% per year)…

Heard about the Small Business Technology Investment Boost and Small Business Skills and Training Boost that would allow your business a 120% deduction for amount spent on training and technology costs? It made for a good headline and it is also true. It was announced as a small business support in March 2022 as part…

It’s great to get information and ideas while networking with professionals and socialising with friends and family… Don’t forget to fact check them before you start implementing them. Not everything is suitable to everyone’s situation and some of it may just be exaggeration.

We don’t want to increase prices as it might drive customers away… We don’t want to let go of a team member because it would cripple the business… We must buy a house now as we might not be able to get something in the future… We can’t start a business because if we fail…

Won’t it be nice if you ever took a backward step in business or in life generally an alarm would go off indicating you are going back… The signs, signals and warnings are always there (often very minute to start with). The trick is to pick up the signs early and get them sorted before…

Over 18 years ago at my first pre-job interview in Australia with a recruitment agency, one of the “tips” I was given was not to wear jeans in an office environment. Over the next decade I only wore suits on most days, tie with a shirt on others or a “business” shirt with black trousers…

As an individual you are very often not going to be able to deliver what you had promised and or had intended to. This is inevitable in any business environment but you know your heart is in the right place if every time you don’t deliver what you said you would, you feel disappointed. Disappointed…

Employees are swearing that working from home has increased their productivity and they are happier. Small business operators are saying it’s more stressful for them as they rather see their team all at work and collaboration is easier. The truth probably is between the two…

Whenever all staff’s plates are full the most obvious and popular advise is “Get more staff”. Mostly correct but at times what the business might need is to look at itself more closely and understand the processes and customers. A few well directed adjustments might free up capacity and make everyone’s life easier.

When its winter, its reasonably cold in the morning. First we don’t want to get out of bed because its nice and warm. But we pull ourselves out of bed and go to have a shower. Then we don’t want to get out of the shower coz its nice and warm in the shower, but…